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Belgian chocolate: 100% cocoa butter, 15-20 micron grinding, 220,000 tons/year. Top brands: Godiva, Neuhaus (praline inventor 1912), Leonidas, Pierre Marcolini. Min 35% cocoa.

Travel Sophie Sophie 6 min 102 Jan 20

Singapore tax: 0-24% progressive rates for residents, 15% flat for non-residents. File by April 18 (e-file) or April 15 (paper). No capital gains tax. 183+ days = resident.

Tips & Guides 6 min 90 Jan 19

Thailand has universal healthcare for citizens. Expats need private insurance unless working for Thai companies or have residence permits. GP THB 500-1,500, specialist THB 1,500-3,000.

Tips & Guides 5 min 104 Jan 19

Essential Italy apps: Trenitalia (trains), Free Now (rides), Il Meteo (weather), Doctolib (health), N26/Revolut (banking), Duolingo (Italian), Just Eat (food).

Expat Life Marco R Marco R 5 min 105 Jan 19