Question 1

Do I need car insurance to drive abroad?

Accepted Answer

Yes, virtually every country requires at least basic third-party liability car insurance. Many countries will not allow you to register a vehicle or drive legally without proof of insurance. If you are renting a car, basic insurance is usually included but may have high deductibles that additional coverage can reduce.

Question 2

Can I transfer my car insurance to another country?

Accepted Answer

In most cases, you cannot transfer your home country car insurance abroad. You will need to purchase a new policy from a local insurer in your destination country. However, some international insurers offer multi-country policies, and a few countries may accept proof of your claims history to offer better rates.

Question 3

How much does car insurance cost for expats abroad?

Accepted Answer

Car insurance costs vary dramatically by country, from as low as $200/year in parts of Latin America and Southeast Asia to over $2,000/year in Western Europe and Australia. Factors include the country mandatory coverage requirements, your vehicle type, driving history, and whether you have a local or international license.

Car Insurance Costs for Expats