Freelance Rate Calculator

Find your ideal hourly rate based on expenses, taxes & income goals

Data last updated: September 2026
$
%

Income tax + self-employment tax combined

$

Software, tools, coworking, insurance, etc.

Hourly Rate
$0
Daily Rate (8h)
$0
Monthly
$0
Annual Gross
$0

Income Breakdown

Knowing your rate is half the job

The other half is having enough prospects that you can charge it without flinching. Most freelancers abroad lose their pricing nerve when the pipeline is thin, not when the maths is wrong.

Our partner Free100Leads publishes 100 fresh B2B contacts every day, free, with no sign-up. It is a practical starting point if you are building an outreach list for email, phone or SMS.

One caveat worth knowing: cold outreach rules differ by country. GDPR in the EU, CASL in Canada and CAN-SPAM in the US all set different limits on unsolicited B2B contact. Check what applies where your prospects are based, not where you are.

Get today's 100 leads
Formula: Gross Annual = (Take-Home + Overhead) ÷ (1 − Tax Rate). Then divide by total billable hours to get your hourly rate. Remember: not every hour is billable, admin, marketing, and learning time add up.