Financial Services in Santa Cruz de Tenerife

42 businesses in Santa Cruz de Tenerife

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Financial services in Santa Cruz de Tenerife are well-developed for a city of its size, offering a broad range of banking, accounting, tax advisory, and wealth management options. Deutsche Bank has a presence here catering to the substantial northern European expat and business community, while Asesoría Serafín and CE Consulting Empresarial provide the day-to-day accounting and tax filing services that are essential for autónomos and business owners navigating the Canarian IGIC system. Opening a bank account as a newly arrived expat requires a NIE number at minimum, and some banks also ask for proof of address (padrón) and employment or income documentation. Spain's major retail banks — BBVA, CaixaBank, Santander, and Bankinter — all maintain branches in the city. For expats with income from multiple countries, finding an advisor familiar with both Spanish tax law and relevant double-taxation treaties is important; the Canary Islands' tax regime adds a layer of complexity beyond standard Spanish rules. Currency transfer services are also available for those receiving income or pensions in sterling or other non-euro currencies, and using a specialist FX provider rather than a high-street bank can save meaningful sums on large transfers.

42 businesses listed 74% have Google reviews

Showing 1-25 of 42 businesses

Deutsche Bank

4.2 (228)
Deutsche Bank, Calle de S. Francisco, 9, 38002 Santa Cruz de Tenerife, Spain · 28 views ·

HESS ASESORES

5.0 (5)
HESS ASESORES, C. Porlier, 77, piso 1, 38006 Santa Cruz de Tenerife, Spain · 27 views

Scmanager-Gestoria

Scmanager-Gestoria, C. Tenerife, 2, Edificio Malola, 38003 Santa Cruz de Tenerife, Spain · 27 views ·

EFIGESTIÓN Consultores

5.0 (4)
EFIGESTIÓN Consultores, C. Elías Ramos González, 4, Edificio Sovhispan, planta 1, oficina 204, 38001 Santa Cruz de Tenerife, Spain · 26 views

MJPGestor

5.0 (3)
MJPGestor, C. Jesús Nazareno, 4, piso 2 despacho 1, 38003 Santa Cruz de Tenerife, Spain · 25 views ·

CONSULTING 8&6 Asesor Fiscal

5.0 (1)
CONSULTING 8&6 Asesor Fiscal, C. Bethencourt Alfonso, 34, 3-izq, 38002 Santa Cruz de Tenerife, Spain · 25 views

Trujillo & Asesores | Asesoría en Tenerife

Trujillo & Asesores | Asesoría en Tenerife, C. Aguere, 9, Local 11, 38005 Santa Cruz de Tenerife, Spain · 25 views ·

CS Consultores

CS Consultores, C. Porlier, 20, 38004 Santa Cruz de Tenerife, Spain · 24 views ·

TOKENIX EU

5.0 (1)
TOKENIX EU, C.C. Nuestra señora de África, local 57, 38003 Santa Cruz de Tenerife, Spain · 24 views

Ferrera Asesores y Consultores, S.L.P.

4.3 (19)
Ferrera Asesores y Consultores, S.L.P., C Prol Ramón y Cajal, 15, OFICINA 1, 38003 Santa Cruz de Tenerife, Spain · 24 views ·

Asesoría Serafin

4.9 (153)
Asesoría Serafin, Pasando la rotonda del muñeco de nieves, Av. de los Majuelos, 3, 38107 Santa Cruz de Tenerife, Spain · 24 views

Novax Asesores - Asesoría en Tenerife

2.0 (11)
Novax Asesores - Asesoría en Tenerife, C. Juan Pablo II, 28, 1C, 38004 Santa Cruz de Tenerife, Spain · 24 views

Ricapital

Ricapital, C. de Carlos J.R. Hamilton, 19, 38001 Santa Cruz de Tenerife, Spain · 24 views

Chesey Gestiones

5.0 (3)
Chesey Gestiones, Av. Tres de Mayo, 30, Piso 2 , Puerta 5, 38005 Santa Cruz de Tenerife, Spain · 23 views

Asesoría Kolymboi

Asesoría Kolymboi, Edificio Torres de Cristal I, C. Aguere, 11, Local Bajo Izq, 38005 Santa Cruz de Tenerife, Spain · 23 views

Cruz Asesores - Asesoría fiscal y contable en Tenerife

4.7 (16)
Cruz Asesores - Asesoría fiscal y contable en Tenerife, Calle Gral. Serrano, 26, 38004 Santa Cruz de Tenerife, Spain · 23 views

CE Consulting Empresarial ASESORES Y ABOGADOS TRIBUTARIOS Y FISCALES

5.0 (85)
CE Consulting Empresarial ASESORES Y ABOGADOS TRIBUTARIOS Y FISCALES, Calle del Castillo, Nº 15 A, Primera Planta, 38002, Santa Cruz de Tenerife, Spain · 23 views ·

Tengo Asesor | Asesoría en Tenerife

5.0 (3)
Tengo Asesor | Asesoría en Tenerife, C. el Simun, 4, 38111 Santa Cruz de Tenerife, Spain · 22 views ·

Aon Empresa de Servicios Profesionales

1.0 (2)
Aon Empresa de Servicios Profesionales, C. San Clemente, 24, Planta 3ª Puerta A, 38002 Santa Cruz de Tenerife, Spain · 22 views

Consultores NZ

5.0 (9)
Consultores NZ, Calle Gral. Antequera, 12, bajo exterior izquierda, 38004 Santa Cruz de Tenerife, Spain · 22 views ·

Kiron

4.9 (54)
Kiron, Av. Reyes Católicos, 4, PB l-9, 38007 Santa Cruz de Tenerife, Spain · 22 views

Consultoría Siegue y Asociados

Consultoría Siegue y Asociados, C. Juan Alvarez Delgado, 11, Local 5, 38009 Santa Cruz de Tenerife, Spain · 22 views

Belén González Gestoría

5.0 (25)
Belén González Gestoría, Av. de Buenos Aires, 94, 38005 Santa Cruz de Tenerife, Spain · 22 views ·

GestMundoForma

4.9 (50)
GestMundoForma, C. la Marina, 63, 38001 Santa Cruz de Tenerife, Spain · 21 views

CaixaBank Banca Privada

CaixaBank Banca Privada, Plaza Patriotismo, 1, Local 2, 38002 Santa Cruz de Tenerife, Spain · 21 views ·

Frequently Asked Questions

How do I find a reliable lawyer or accountant in Santa Cruz de Tenerife? +

ExpatsList features verified financial services providers in Santa Cruz de Tenerife rated by the community. Look for listings with Google reviews and verified badges for added confidence—and filter for English-speaking professionals when needed.

Do professional services in Santa Cruz de Tenerife work with foreigners? +

Many financial services providers in Santa Cruz de Tenerife specialize in serving expats and international clients. Check listings for language capabilities and look for the expat-owner badge for professionals who truly understand your situation.

What professional services do expats typically need in Santa Cruz de Tenerife? +

Common needs include immigration lawyers, tax advisors, translators, insurance agents, and financial planners. Our financial services listings in Santa Cruz de Tenerife cover all these specialties and more—all vetted by the local expat community.

Expat tips for Financial Services in Santa Cruz de Tenerife

Open a bank account before your NIE arrives if possible +

Some Spanish banks, including online-first options like N26 and Revolut (registered in the EU), allow you to open accounts without a NIE using your passport. Having a working account from day one avoids the frustrating gap between arrival and being able to receive salary or pay rent.

Find an asesor familiar with Canarian IGIC rules +

The Canary Islands operate under IGIC (7%) rather than mainland IVA (21%), and the rules for self-employed people, freelancers, and businesses differ in important ways from mainland Spain. An accountant who primarily handles mainland clients may not be the right choice for your Canarian tax obligations.

Use a specialist FX service for large transfers +

If you receive pension payments, rental income, or salary in GBP or another non-euro currency, the spread charged by Spanish retail banks on currency conversion can amount to 2–3% of the transfer value. Specialist services like Wise or a licensed FX broker typically charge under 0.5% on large transfers.