Panama City APC score: is it just for show?
I've been analyzing my credit history and I don't get why the APC score seems to be a contradiction. I've paid off debts, made timely payments, and even paid off a car loan early. But when I tried to finance a new car, the bank told me I need to pay a higher interest rate because I changed jobs recently. Is this just a show, or is there something I'm missing?