Termination Pay in Mexico: Understanding Severance, Seniority Bonuses, and Employee Rights
Tips & GuidesMexico termination pay: 3 months salary + 20 days per year worked + prorated vacation and aguinaldo. 15+ year employees get seniority premium.
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Mexico termination pay: 3 months salary + 20 days per year worked + prorated vacation and aguinaldo. 15+ year employees get seniority premium.
Mexican employment contracts: Must include dates, pay, hours, duties. Workers under supervision = employees regardless of contract. Cannot waive statutory rights.
Mexican employers must provide: IMSS healthcare, INFONAVIT, pension, aguinaldo (15+ days Dec salary), vacation-all from day one. Cost: ~30% above salary.
Mexican hospitals require upfront payment-expect $5,000-20,000+ credit card holds. Pay first, reimburse later. Medical evacuation costs $10,000+.
Mexico expat emergency prep: Create info document (meds, contacts, address), use INSABI free healthcare, avoid calling ambulance for natural death (causes delays).
Mexico private health insurance: $1-5K USD/year. Enroll before 65 while healthy-guaranteed renewable for life. COVID, evacuation, dependents covered.
IMSS: ~21,500 pesos/year ($1,200). Graduated coverage: minimal Year 1, full Year 3+. Temp/Perm residents eligible. Employed auto-enrolled; self-employed voluntary.
INSABI: Free healthcare for anyone with a CURP in Mexico. No fees, no age limits, no pre-existing exclusions. Covers ER, labs, hospitalization, surgery.
CURP = population ID (automatic with residency). RFC = tax ID (required for banking/property). Both essential for Mexico expat life. CURP on your visa card, RFC via SAT.
When someone dies in Mexico: call doctor (NOT police), use notario for wills, get 5+ death certificates from Registro Civil, notify INM within 90 days.
Call within Mexico: dial all 10 digits. Call US from Mexico: dial 00-1 + number. Emergency: 911. US toll-free numbers cost money from Mexico.
Mexico City Hoy No Circula: can't drive based on plate - Mon (5,6), Tue (7,8), Wed (3,4), Thu (1,2), Fri (9,0) from 5AM-10PM.
Best RV crossings: Nogales-Mariposa (height clearance), Douglas (24/7 Banjercito). Get FMM and TIP at border. Avoid weekends. Tecate easiest for first-timers.
Mexican driver's license: Must be resident (not tourist), need passport, resident card, proof of address, blood type. Tests often waived with foreign license.
Buy car in Mexico: need resident visa + CURP (tourists can't register). Verify factura, check REPUVE. Prices 20-40% higher than US.