Key Government Benefit Payments to Expect in October

October is shaping up to be a month of financial relief for many expats and digital nomads in Calgary, with several government benefit payments set to land in your bank accounts. Here's what you need to know:

Canada Groceries and Essentials Benefit, Oct. 5

As grocery prices continue to climb, the CGEB is coming to the rescue. Eligible single individuals could receive up to $679, while married couples could get up to $890. Families with children under 19 can receive up to $234 per eligible child. This benefit is based on your 2025 adjusted family net income, so make sure to check your eligibility.

Ontario Trillium Benefit (OTB), Oct. 9

The OTB is a bit trickier, with different amounts for different groups. If you're 18 to 64 years old, the maximum you can receive is $1,307, while those 65 and older can get up to $1,488. If you live on a reserve or in a public long-term care home, the maximum is $290. There are also credits for time spent in college or university residences, and for sales tax, making this a complex but potentially generous package for eligible Ontarians.

Canada Disability Benefit (CDB), Oct. 15

For those with disabilities, the CDB is a vital support. The maximum monthly benefit is $204.20, based on your family net income from your 2025 federal income tax return. It's essential to review the eligibility requirements, especially if you're new to the area or have recently moved.

Canada Child Benefit (CCB), Oct. 20

If you have children, the CCB is a must-know. Depending on your income, you could receive up to $8,157 per year for each child under six, and $6,883 per year for children six to 17. If your child is eligible for the disability tax credit, you can add $290 per month to your benefit. The CCB is designed to be simple and straightforward, but it's always a good idea to review the eligibility criteria.

Canada Pension Plan (CPP), Oct. 28

The CPP is a monthly, taxable benefit for retired Canadians. New beneficiaries aged 65 can expect an average of $858.34 per month, with a maximum of $1,507.65. This benefit is crucial for financial security, especially for those who have contributed throughout their working lives.

Old Age Security (OAS) Pension, Oct. 28

The OAS pension is another essential benefit for older Canadians, providing financial support to those 65 and older. If you're nearing this age, make sure to keep an eye on your eligibility and the amount you can expect.