Water Activities & Diving in Panama: Complete Guide
Tips & Guides
Panama City

Water Activities & Diving in Panama: Complete Guide

Miguel Santos
Miguel Santos
December 14, 2025 6 min read 26

Panama offers world-class diving and water activities with top sites including Bocas del Toro (Caribbean coral reefs), San Blas Islands (pristine snorkeling), and Contadora Island (Pacific wreck diving). PADI Open Water certification costs $300-500 and takes 3-4 days. Group dives range from $60-120, while snorkeling day trips to San Blas or Bocas cost $50-100. The country's two coasts provide diverse marine experiences from shallow reef snorkeling to advanced deep-water diving year-round.

Best Diving Sites in Panama

Caribbean Coast (Bocas del Toro)

  • Coral Gardens: Shallow reef dive perfect for beginners, colorful coral formations, abundance of reef fish
  • Hospital Point: Intermediate dive site with deeper exploration, unique rock formations, seahorses and lobsters
  • The Twelve: Advanced dive featuring steep drop-off walls, larger pelagic species, excellent for experienced divers

Pacific Coast (San Blas Islands & Nearby)

  • Kuna Yala (San Blas Islands): Protected reef system with stunning biodiversity, pristine conditions, excellent for macro photography
  • Taboga Island: Accessible from Panama City, moderate dives with good visibility, suitable for certification courses
  • Contadora Island: Pearl Islands diving with wreck exploration opportunities and diverse marine life

Diving Certifications & Training

Getting Your Certification

  • PADI Open Water: Most common certification, takes 3-4 days, costs $300-500
  • NAUI Certification: Alternative to PADI, similar timeline and cost structure
  • Freediving Courses: Popular in Panama, 2-3 day courses for snorkel diving without tanks
  • Specialty Courses: Available for wreck diving, night diving, deep diving, and marine photography

Dive Shop Quality

  • Research dive operators before booking—check reviews and certifications
  • Reputable shops maintain strict safety protocols and equipment maintenance
  • Group dives typically cost $60-120 per person depending on location and depth
  • Private guiding available for additional cost ($150-250 per dive)

Snorkeling Experiences

Best Snorkeling Locations

  • San Blas Islands: Crystal-clear waters, minimal current, abundant fish life directly from shore
  • Bocas del Toro: Accessible shallow reefs, less expensive than diving, equally stunning marine life
  • Taboga Island: Easy day trip from Panama City with reliable visibility and healthy coral
  • Isla Grande: Caribbean island with beach snorkeling and guided snorkel trips

Snorkeling Cost & Accessibility

  • Beach snorkeling is free—most islands allow direct access
  • Guided snorkel tours: $30-80 per person including boat and equipment
  • No certification required, minimal training needed for basic snorkeling
  • Best season: December through April (dry season, best visibility)

Other Water Activities

Surfing

  • Bocas del Toro: Caribbean swell, beginner-friendly beach breaks
  • Coronado & Santa Catalina: Pacific coast, consistent year-round swells
  • Lessons available: $40-70 per session with board rental included
  • Best season: April-October for Pacific coast, December-March for Caribbean

Kayaking & Paddleboarding

  • Mangrove kayaking: Popular around Bocas, guided tours $30-50 per person
  • Island hopping: Rent kayaks independently for $15-25 per day
  • Paddleboard yoga: Growing activity in beach areas, classes $25-40

Fishing

  • Saltwater fishing: Charter boats available, $300-800 per day for 4-6 people
  • Tarpon fishing: Specialized experience, more expensive but unique
  • Coastal bait fishing: Accessible and affordable from beaches

Safety Considerations

Marine Life & Environment

  • Stingrays: Shuffle your feet in shallow water to avoid surprises
  • Sea urchins: Watch where you step; wear reef shoes for protection
  • Strong currents: Always check conditions and dive with experienced guides
  • Decompression sickness: Follow safety protocols—don't rush your certification

Sun & Health Protection

  • Use reef-safe sunscreen (oxybenzone-free, protects coral)
  • Drink plenty of water when spending full days on the water
  • Wear rash guards to prevent excessive sun exposure
  • Treat any cuts immediately—saltwater infection risk is real

Seasonal Considerations

Dry Season (December - April)

  • Best visibility for diving and snorkeling
  • Calmer seas, ideal for beginners
  • More tourists, higher prices, better facilities
  • Perfect for photography and underwater exploration

Rainy Season (May - November)

  • Fewer tourists, lower prices, smaller groups
  • Water temperature remains warm (78-82°F year-round)
  • Visibility variable but often still acceptable
  • Excellent for experienced divers seeking solitude

Equipment Rental & Purchase

  • Rental costs: Full gear $30-50 per day, includes wetsuit, mask, fins, tank
  • Buying gear: Masks $30-80, snorkels $15-40, fins $50-150, wetsuits $100-300
  • Local shops: Bocas del Toro and Panama City have multiple rental facilities
  • Travel-friendly gear: Rental preferred if traveling light, allows flexibility

Getting to Water Activity Locations

From Panama City

  • Taboga Island: Ferry or speedboat, 30-60 minutes, $3-8
  • San Blas Islands: Small plane or boat, 45 minutes to 2+ hours, $80-200+ per person
  • Caribbean islands: Domestic flights or overnight boats to Bocas

From Bocas del Toro

  • Water taxi between islands ($3-5)
  • Speedboat tours included with dive packages
  • Independent boat rental for group adventures

The Bottom Line

Panama's waters are world-class for diving, snorkeling, and water adventures. Whether you're a certified diver exploring pristine reefs, a beginner learning to snorkel, or looking for unique activities like surfing or kayaking, Panama delivers exceptional experiences at reasonable costs. The combination of Caribbean and Pacific access means you can explore dramatically different marine environments within the same country. Start with your comfort level, invest in good training if diving, and respect the ocean—Panama's waters are incredible and rewarding.

Related Panama Water Activity Guides

Dive shop or water sports operator in Panama? List your business on ExpatsList to reach travelers and expats.

Frequently Asked Questions

Where is the best diving in Panama?
Bocas del Toro on the Caribbean coast offers the best overall diving with sites like Coral Gardens (beginners) and Hospital Point (intermediate). For advanced divers, San Blas Islands (Kuna Yala) provides pristine protected reefs with exceptional biodiversity.
How much does it cost to get PADI certified in Panama?
PADI Open Water certification in Panama costs $300-500 and takes 3-4 days to complete. This includes classroom instruction, pool training, and open water dives. Specialty courses cost additional $150-300 each. Panama offers some of the most affordable dive certification in Central America.
Is snorkeling in San Blas Islands worth it?
Yes, San Blas Islands offer some of the best snorkeling in Panama with crystal-clear waters, minimal current, and abundant fish life directly from shore. Day trips cost $50-100 from Panama City and include island hopping, snorkeling gear, and lunch.
Written by
Miguel Santos
Miguel Santos
Colombia From Bogota, Colombia | Panama Living in Panama City, Panama

Business consultant specializing in Panama's financial services sector. After relocating from Bogotá, I've spent four years helping entrepreneurs and expats navigate Panama's banking system, residency programs, and corporate structures. Based in Panama City.

View Full Profile

Found this helpful?

Join the conversation. Share your own tips, experiences, or questions with the expat community.

Write Your Own Blog
26
People Read This

Your blog could reach thousands too

Back to Panama City Blogs