Retiree Rights in Panama: Discounts and Benefits You Can Claim
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Panama City

Retiree Rights in Panama: Discounts and Benefits You Can Claim

Miguel Santos
Miguel Santos December 14, 2025 2 min read 31

Panama offers significant discounts and benefits for retirees and seniors through Law 6 of 1987. If you're over 55 (women) or 60 (men), or hold a pensionado visa, you're eligible for substantial savings across multiple categories. Here's what you need to know about claiming these benefits.

Related Panama Retirement Resources

Frequently Asked Questions

Who qualifies for retiree discounts in Panama?
Women aged 55+, men aged 60+, or anyone holding a pensionado visa qualifies for Law 6 benefits. You need a blue cédula or yellow immigration card. Benefits are nontransferable.
What are the biggest retiree discounts in Panama?
Entertainment 50% off, hotels 50% Mon-Thu and 30% Fri-Sun, utilities 25% off, transportation 25-30% off, restaurants 15-25% off depending on type.
Do retiree discounts apply to healthcare?
Yes, healthcare discounts include pharmacy/medical consultations 20% off, hospital services 15% off, dental 15% off, optometry 15% off, prosthetics 20% off.
How do I claim my retiree discounts?
Always carry your cédula or immigration card. Present your ID and ask for the retiree discount (mention Law 6 if needed). Not all vendors may know the law.
Written by
Miguel Santos
Miguel Santos
Colombia From Bogota, Colombia | Panama Living in Panama City, Panama

Business consultant specializing in Panama's financial services sector. After relocating from Bogotá, I've spent four years helping entrepreneurs and expats navigate Panama's banking system, residency programs, and corporate structures. Based in Panama City.

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