Security Clearance 101: Everything You Need to Know
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Security Clearance 101: Everything You Need to Know

Robert Hendricks
Robert Hendricks
December 28, 2025 7 min read 11

A U.S. Security Clearance takes 6-18 months to obtain, requires completion of the 127-page SF-86 form covering 10 years of history, and grants access to classified information at Confidential, Secret, Top Secret, or TS/SCI levels. Without one, you face significant employment barriers that no amount of training, experience, or enthusiasm can overcome in the overseas security industry. The clearance requirement is not optional or negotiable - it is foundational. Here is everything you need to understand about obtaining and maintaining a clearance for security contractor work.

What Is a Security Clearance?

A security clearance is official government authorization to access classified national security information. It represents the U.S. government's determination that you can be trusted with sensitive information and that granting you access serves national interests.

For overseas security work, we are specifically talking about U.S. Security Clearances issued through the Department of Defense or other federal agencies. Foreign clearances, even from allied nations, do not substitute. The process is American, the standards are American, and the employment it unlocks is primarily American government contracts.

Clearance Levels

  • Confidential: Basic level, rarely sufficient for overseas security work
  • Secret: The most commonly required level for overseas security roles. Most force protection and static security contracts require Secret minimum.
  • Top Secret (TS): Higher-level clearance offering expanded opportunities including more sensitive assignments and better compensation
  • Top Secret/Sensitive Compartmented Information (TS/SCI): The highest standard clearance, opening doors to the most exclusive contracts and agency-adjacent work
  • Interim Clearance: Provisional status allowing you to work on cleared contracts while your full investigation processes. Not available for all positions but common enough to matter.

Three Paths to Getting Cleared

1. Military Service

Joining the military is the most straightforward path to obtaining a security clearance. Roles like Air Force Security Forces, Army Military Police, or Marine Corps Military Police provide both the clearance and directly relevant experience that employers value.

The military pays for your clearance investigation, trains you in relevant skills, and gives you verifiable experience that hiring managers understand. When you separate with an honorable discharge, your clearance typically remains active for a period, making you immediately employable.

2. Stateside Civilian Route

This requires following a specific step-by-step process, typically involving work in the Washington D.C. area with companies that sponsor clearances for entry-level positions. Government contractors need cleared bodies; some will invest in sponsoring promising candidates.

The path usually involves accepting lower-paying cleared positions initially - security guard work at government facilities, administrative roles requiring clearance, or entry-level positions with defense contractors. You trade short-term earnings for the credential that unlocks better opportunities.

3. Getting Lucky

Occasionally people secure overseas contracts with companies willing to sponsor clearances for uncleared candidates. This happens when companies are desperate to fill positions, when candidates have exceptional other qualifications, or through personal connections.

This is rare and unpredictable, so do not count on it. Build your path assuming you need to obtain clearance through conventional means.

The SF-86 Form

The Standard Form 86 questionnaire is where your clearance journey gets serious. This 127-page document is intense, thorough, and designed to reveal anything in your background that might create security concerns. You will need:

  • Complete employment history for the past 10 years with contact details for every supervisor
  • All residential addresses going back to age 18, with neighbor contacts who can verify your residence
  • Details on any foreign contacts - friends, romantic partners, business associates
  • Complete foreign travel history
  • Financial information including debts, bankruptcies, and credit issues
  • Mental health treatment history
  • Drug and alcohol use history
  • Any police interactions, arrests, or legal issues regardless of outcome

Critical warning: Do not lie on this form. Do not minimize, omit, or spin. False statements on the SF-86 constitute felony violations potentially resulting in five years imprisonment and permanent clearance disqualification. Investigators are professionals who verify everything. They will find discrepancies. Honesty about past issues is far less disqualifying than dishonesty about them.

The Investigation Process

Government investigators will verify everything you submitted and more. They check your credit history looking for financial vulnerabilities. They confirm citizenship and legal status. They review military records if applicable. They examine criminal history including juvenile records that you thought were sealed. They validate all prior employment claims with actual phone calls to listed supervisors. They interview references, neighbors, and sometimes people you did not list.

The investigation is thorough by design. The government is determining whether you can be trusted with national security information. That determination requires verification, not trust.

Timeline Expectations

  • Interim clearance: Approximately 1 month after submission if your preliminary background is clean
  • Full Secret clearance: 6-12 months typically, though backlogs vary
  • Top Secret clearance: 12-18 months or longer due to more extensive investigation
  • Potential delays: Random audits, incomplete information, or issues requiring additional investigation can add 6+ months

Factor these timelines into your career planning. You cannot rush the process.

Hiring Reality

When employers choose between candidates for overseas security positions, here is the typical preference order:

  1. Military veterans with relevant experience and active clearances
  2. Former law enforcement or corrections officers with clearances
  3. Other candidates with active clearances and relevant credentials
  4. Everyone else

However, the guy with an active security clearance is the guy who gets hired, even with mediocre qualifications otherwise. Clearance represents a significant investment that employers do not want to make. Candidates who already have it bypass months of waiting and thousands of dollars in sponsorship costs.

If You Get Denied

Denial is not necessarily the end of your cleared career, but it is serious. You can hire specialized security clearance lawyers for appeals, though this costs thousands of dollars with no guarantee of success. Success depends on proving government error in the investigation or adjudication rather than overcoming legitimate concerns about your background.

Common denial reasons include financial irresponsibility, foreign influence concerns, criminal history, and dishonesty during the investigation. Some of these can be mitigated with time and changed circumstances; others are permanent disqualifiers.

The best approach is to avoid denial by being honest upfront, addressing potential issues before applying, and ensuring your background is as clean as possible before starting the process.

Frequently Asked Questions

How long does a security clearance take?
Interim Secret clearance takes approximately 1 month if your background is clean. Full Secret clearance typically processes in 6-12 months. Top Secret clearance requires 12-18 months or longer due to more extensive investigation. TS/SCI can take 18-24 months. Delays occur from incomplete information, issues requiring additional investigation, or processing backlogs. These timelines assume no disqualifying issues - problems in your background extend processing significantly.
Can you get a security clearance with a criminal record?
Minor criminal history doesn't automatically disqualify you from security clearance, but serious crimes, recent offenses, or patterns of criminal behavior likely will. Single misdemeanors from years ago (especially youthful indiscretions) can be mitigated if you demonstrate rehabilitation. Felonies, domestic violence, drug trafficking, or crimes involving dishonesty face much harder scrutiny. Being honest about criminal history on the SF-86 is critical - lying about it guarantees denial.
How much does a security clearance cost?
Individuals cannot pay to obtain security clearances - only government agencies or cleared employers can sponsor them. Secret clearance investigations cost the sponsoring organization approximately $5,000-7,000. Top Secret clearances cost $15,000-25,000. TS/SCI can exceed $30,000. This is why employers strongly prefer candidates with active clearances rather than sponsoring new investigations. Military service provides the most accessible path since the military sponsors clearances as part of your enlistment.
Does security clearance expire?
Security clearances remain active while you work in positions requiring them. Secret clearances require reinvestigation every 10 years. Top Secret clearances require reinvestigation every 5 years. If you leave cleared employment, your clearance becomes inactive but remains eligible for reinstatement for 2 years (Secret) or 2 years (TS). After that period, you need a complete new investigation. Maintaining continuous cleared employment keeps your clearance active and valuable to employers.
Written by
Robert Hendricks
Robert Hendricks
United States From Minneapolis, United States | Vietnam Living in Da Nang, Vietnam

Thirty years of Minneapolis winters were enough. Retired from manufacturing, packed up, and landed in Da Nang. Best decision I ever made. Now it's beach sunrises, Vietnamese coffee, and figuring out healthcare as an expat retiree. Happy to share what I've learned.

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